Terms and Conditions

Goldqueen provides information and software tools for data-analysis and decision-optimisation intended to help independent professionals organise and review irregular income. The specific features available may change over time. We do not guarantee that any tool, calculation, illustration, or output will be uninterrupted, error-free, or suitable for any particular purpose.

These terms apply from the date you first access the website. We may update these terms from time to time by posting a revised version on this page. Your continued use after changes are posted will indicate acceptance of the revised terms. Please check this page periodically and retain a copy for your records.

This website is intended for general use by adults who are able to enter into binding agreements. You are responsible for ensuring that your access and use comply with all laws and regulations that apply to you. You are responsible for maintaining the confidentiality of any credentials used to access restricted areas, if applicable.

You agree to use the website lawfully and only for its intended purposes. You agree not to misuse the website, attempt to gain unauthorised access, interfere with its operation, upload harmful material, infringe the rights of others, or use outputs in a misleading manner. We may suspend or restrict access where we reasonably consider use to be improper or in breach of these terms.

Where you create an account, submit information, or connect data sources [if applicable — delete if not applicable], you are responsible for the accuracy and lawfulness of information you provide. You should not submit information you do not have the right to share. You should keep your own records and back-ups of any material you consider important.

Content, illustrations, allocations, and tool outputs are provided for explanation and organisation only and do not constitute financial, investment, tax, legal, or other professional advice. You should not treat any output as a recommendation to take or refrain from any action. Consider seeking independent professional advice before making decisions. Capital at risk. Past patterns and illustrations do not predict future outcomes.

Unless otherwise stated, the website, its text, design, graphics, and software are owned by or licensed to Goldqueen and are protected by intellectual property rights. You are granted a limited, non-exclusive, non-transferable licence to access and use the website for personal, non-commercial review in accordance with these terms. You may not copy, reproduce, modify, distribute, or create derivative works except as permitted by law or with prior written permission.

This website may refer to or link to third-party websites, products, or services [if applicable]. We do not control and are not responsible for third-party content, availability, or practices. Any third-party terms and privacy notices will apply to your use of those services.

We aim to keep the website available but do not guarantee continuous availability. To the maximum extent permitted by applicable law, Goldqueen excludes liability for any loss or damage arising from or in connection with use of, or inability to use, the website and its outputs, including indirect or consequential loss. Nothing in these terms limits liability where limitation is not permitted by law. [Insert any service-specific warranties, service levels, or refund terms here, if applicable.]

Any personal information processed in connection with this website will be handled as described in our Privacy Notice. Please review the Privacy page for details on what we collect, why, and your choices. [Insert link to Privacy page and confirm data practices before publishing.]

We may suspend or end access to the website where reasonably necessary, including for maintenance, legal reasons, or breach of these terms. You may stop using the website at any time. Provisions which by their nature should continue — including intellectual property, disclaimers, and limitations of liability — will continue after termination.

These terms constitute a general draft of the agreement for use of this website. [Insert governing law and jurisdiction, assignment, severability, entire agreement, and contact details here after legal review.] If any provision is found unenforceable, the remaining provisions will continue in effect. For questions about these terms, please use the Contact page.